True story about one of the world's dumbest men.

A man wanted to buy a brand new Jeep Cherokee but had no money. He was
however able to get the Jeep on credit for  $400 per month. To celebrate 
his new Jeep, the man and his buddy decided to go duck hunting. 

They drove out on a frozen lake and parked the Jeep. The men knew they
needed open water to attract ducks. The owner of the new Jeep had previously
stolen a stick of dynamite from a construction company. He thought he could
use it to blast a hole through the ice. He figured that if he were to light 
the fuse and run, he might slip on the ice and get killed in the explosion.
So he decided the best thing to do would be to light the fuse and throw the 
dynamite stick as far as he could onto the frozen lake.

He lit the fuse and threw the dynamite stick. However since he was duck
hunting he had brought along his Labrador Retriever. The dog instantly ran
out after the dynamite to retrieve the 'stick'. He then ran back toward the
two men with a stick of lit dynamite in his mouth. The man took out his shot
gun and fired in the direction of the dog to ward him off. The dog was
confused by his master shooting at him and instinctively sought selter...
under the Jeep.

The dynamite exploded, destroying the dog and the new Jeep and sinking it
into the lake. The insurance company refused to pay because the man had
stolen dynamite and was doing unlawful things when the Jeep was destroyed.
He was still was liable for the $400 per month payments.